Market competition on international market is very demanding.

Export projects are carrying great number of risks that are not always visible but can be decreased with adequate instruments of insurance. HBOR offers through its insurance products possibility of decreasing and sharing risk with entrepreneurs that are exporting goods and services.

Regardless whether the country in question is Austria, Italy, Germany, France, Bosnia and Herzegovina, Macedonia, Serbia or a country that is not a traditional market of Croatian entrepreneurs, HBOR will assess the risk involved and according to that covers transaction under determined price and specified conditions.

Various export transactions may be covered against commercial and political risks depending on payment terms and nature of exported goods or services.

Export-credit agencies support exporters by offering a wide range of export credit insurance products, and HBOR, as the Croatian agency, has introduced world practice into its activities by adjusting its standards to new trends on the market.