HBOR has harmonised its operations with the EU acquis communautaire. This means that in the implementation of its loan programmes and business activities, HBOR applies the same rules which apply to state development banks and agencies in the Member States.

Within the framework of its business activities, HBOR provides support to entrepreneurs through the implementation of programmes for financing specialised EU financial institutions and activities regarding previous financing and co-financing of entrepreneurs that apply for the utilisation of EU pre-accession funds.