If you are an exporter of capital goods and/or services whose commercial bank grants a loan to the foreign buyer for the purchase of your goods and services, you can enter into an insurance contract with HBOR that provides coverage for the collection of export receivables.


Insurance policies are most often used in the cases where the foreign buyer requests deferral of payment or a loan as the main condition for closing the deal, which is usual in the case of exports of capital goods, high value equipment, construction works, etc.