At least 1,7% p.a. (with repayment up to 10 years) or 1,9% p.a. (with repayment longer than 10 years) for applications approved until 31st December 2018.
Interest rate for final borrower is determined at least as the base rate increased by a margin determined depending on the assessment of final borrower’s credit rating and the offered collateral (collateralisation) in accordance with HBOR’s Ordinance on Setting the Reference and Discount Rates.
The base rate is calculated by the European Commission and published by the European Commission on its website. Interest rate is variable based on the Decision of HBOR’s Managing Board and pursuant to the criteria of HBOR’s Decision on Interest Rates and the Interest Calculation Regulations.