Loans with HAMAG-BICRO guarantees

Loans with individual HAMAG-BICRO guarantee

 

 Investment loansWorking capital loans
Level of
guarantee
up to 80% of loan principal outstandingup to 65% of loan principal outstanding
Amount of guaranteeEUR 150,000.00 to EUR 2,000,000.00EUR 150,000.00 to EUR 1,000,000.00
Duration of guaranteeup to 10 yearsup to 5 years
Reduction of interest rate0.50 to 0.80 p.p., depending on the level of guarantee0.50 to 0.65 p.p., depending on the level of guarantee

 

 

Loans with individual HAMAG-BICRO guarantee for rural development

 

 Investment loans
Level of guaranteeup to 70% of loan principal outstanding
up to 80% of loan principal outstanding in case of loans for young farmers and dairy industry
Amount of guaranteeup to EUR 1,300,000.00
Duration of guaranteeup to 15 years
Reduction of interest rate0.22 to 0.60 p.p., depending on the level of guarantee

 

 

Loans with limited portfolio guarantee of HAMAG-BICRO

 

 Investment loans
Level of guaranteeup to 75% of loan principal outstanding and regular interest
Amount of guaranteeup to EUR 150,000.00
Duration of guaranteeup to 10 years
Interest ratethree-month EURIBOR + 1.90 p.p. per annum, variable

 

 

 

HBOR participates in the implementation of the financial instrument co-financed from the European Regional Development Fund under the “Competitiveness and Cohesion” Operational Programme.