The trend of establishing small start-up enterprises, i.e. micro enterprises (fewer than 9 employees), is continuously growing. The joining of the European Union and the fast development of technology facilitate the entrance into the market, and the start-up enterprises introduce new ideas and new values into every economy.
Initial funding is one of the most important elements of starting up every new enterprise, and access to funding is, at the same time, one of the most usual limitations encountered. Therefore, HBOR enables the development of start-up entrepreneurs by offering them funding at favourable terms and conditions. Loans are approved either directly or via commercial banks at an interest rate of 2% and repayment periods of up to 12 years.
HBOR promotes start-up entrepreneurship
Repromed is a polyclinic for gynaecology and reproductive medicine. It was established with the help of HBOR’s funding for start-up entrepreneurs. This is a sophisticated branch of medicine that includes all assisted reproduction methods, minimally invasive procedures, general gynaecology practice and immunology issues related to pregnancy and reproduction. D.Sc. Erden Radončić, doctor of medicine, and D.Sc. Patrik Stanić, engineer of molecular biology, have decided to become entrepreneurs after having gathered experience from their long-lasting cooperation and having attained excellent results in solving delicate situations in the field of human reproduction.
In our past activities, in addition to maintaining a clear and straightforward approach and stressing the importance of investing in our own education and using state-of-the-art technology, we always believed in developing a good relationship with our patients and colleagues. HBOR’s loans gave us the boost we needed to continue solving the unsolvable.