HBOR Investment Loans
Loans in the amount of up to EUR 400,000 for investments in business start-up, business modernisation, introduction of new technologies, increase in capacities, including tourist capacities, development and introduction of new products or services, promotion of new employment, etc.
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Loans for investment in fixed assets for the purpose of business modernisation, introduction of new technologies, increase in capacities, investment in research and development and introduction of new products or services, promotion of environmental protection, energy efficiency and renewable energy resources projects, tourist capacities and facilities, promotion of new employment as well as investments in defence activities, with a repayment period of up to 20 years.
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HBOR loans for capital investments of public sector business entities aiming to encourage projects of environmental protection, energy efficiency and renewable energy resources as well as development of social and business infrastructure in general.
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Loans for co-financing projects that meet the conditions of the tender for grants financed from the European Union budget and/or national sources as well as other foreign public sources.
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Direct loans with more favorable terms and the possibility of writing off up to 50% of the loan principal for public sector investments in commercial/public infrastructure projects that, in addition to the public element, also have a certain commercial content, from the funds of the European Regional Development Fund (ERDF) and HBOR funds.
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Direct loans for micro, small and medium-sized enterprises from the funds of the European Regional Development Fund (ERDF) and from HBOR's sources at favourable terms and conditions with a possibility of a write-off of up to 50% of loan principal for financially sustainable investments contributing to the goals of green transition and to the quality of tourism products and services.

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Direct loans for micro, small and medium-sized enterprises from the funds of the European Regional Development Fund (ERDF) and from HBOR's sources at fovourable conditions, with a possibility of a write-off of up to 50% of loan principal for financially sustainable investments contributing to boosting productivity and competitiveness and the goals of digital transformation of business and enterprises.

 
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The Temporary Measure for Enterpreneurs in Wood Processing and Furniture Production Industry for loans under the Private Sector Investment and Working Capital loan programmes with an interest rate subsidy for the entire duration of the loan and co-financing of the loan ensurance premium, in accordance with state aid regulations.
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