Investment Loans
1. Borrowers
Micro, small and medium private sector business entities - companies, crafts businesses, sole traders, family farms, cooperatives and institutions that are:
young entrepreneurs,
start-ups,
female entrepreneurs,
entrepreneurs investing in the following areas:
supported areas (groups I to IV by the level of development...
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Loans for investment in fixed assets for the purpose of business modernisation, introduction of new technologies, increase in capacities, investment in research and development and introduction of new products or services, promotion of environmental protection, energy efficiency and renewable energy resources projects, tourist capacities and facilities as well as promotion of new employment.
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Loans for investment of public sector business entities: units of local or regional government (municipalities, cities or counties) and companies, institutions and agencies owned or majority-owned by the units of local or regional government and/or the Republic of Croatia.
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Direct loans for micro, small and medium-sized enterprises from the funds of the European Regional Development Fund (ERDF) and from HBOR's sources at fovourable conditions, with a possibility of a write-off of up to 50% of loan principal for financially sustainable investments contributing to boosting productivity and competitiveness and the goals of digital transformation of business and enterprises.
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Direct loans with more favorable terms and the possibility of writing off up to 50% of the loan principal for public sector investments in commercial/public infrastructure projects that, in addition to the public element, also have a certain commercial content, from the funds of the European Regional Development Fund (ERDF) and HBOR funds.
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Direct loans for micro, small and medium-sized enterprises from the funds of the European Regional Development Fund (ERDF) and from HBOR's sources at favourable terms and conditions with a possibility of a write-off of up to 50% of loan principal for financially sustainable investments contributing to the goals of green transition and to the quality of tourism products and services.
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Loans for private and public sector business entities that meet the requirements of the tender for grants under which they submit their applications.
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The Temporary Measure for Enterpreneurs in Wood Processing and Furniture Production Industry for loans under the Private Sector Investment and Working Capital loan programmes with an interest rate subsidy for the entire duration of the loan and co-financing of the loan ensurance premium, in accordance with state aid regulations.
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