HBOR

Urban Development Fund

A possibility of write-off of up to 50% of loan principal amount

Production Modernisation Loans

Possibility to write off up to 50% of loan principal for modernisation, digitalisation and increased productivity of companies

Alternative ways of funding

Private Equity Funds

HBOR encouraged the establishment of the largest start-up fund and new private equity funds

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08.07.2025.

EUR 150 Million for Green Projects of Croatian Companies Provided in Cooperation with the EIB

23.05.2025.

KfW Delegation in a Working Visit to HBOR: Strengthening of Strategic Partnership

16.05.2025.

HBOR Hosted the Berne Union Spring Meeting in Dubrovnik: Global Cooperation for More Resilient Economy

12.05.2025.

HBOR Provided Valuable Donation for Complete Reconstruction of Library in Konjic

Start from our web page

Select the loan programme that suits you best depending on whether you need to finance investment or working capital, whether you require restructuring or funding for a project to be co-financed from the EU funds.

Select the manner of application submission

Check whether the selected loan programme is implemented through commercial banks or also directly by HBOR. The loan terms and conditions for you are the same!

General eligibility criteria

The General Eligibility Criteria define the general characteristics, restrictions and special features that apply to lending for projects/clients under the loan programmes. General eligibility criteria

Submit the loan application

Loan application documentation, collateral and other documentation necessary for loan approval are submitted at the location where the loan is negotiated: in a commercial bank or at HBOR (online, by post or in person).

Useful information

The Guide for Entrepreneurs for investment loans is intended for entrepreneurs with the aim of guiding them when submitting an application for an investment loan, whereas more information can be found at the following links:
Frequently Asked Questions: Lending
Frequently Asked Questions: Lending under NRRP

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