COVID-19 Measures

Direct loans / issued guarantees As the first measure, HBOR approved to its clients who have been granted a direct loan or to whom a guarantee has been issued, a moratorium in the period from 1 April 2020 to 30 June  2020 on unpaid obligations maturing from 1 March 2020 to 30 June 2020.MORATORIUM TERMS AND CONDITIONS: moratorium in the period...
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As a result of cooperation between the Ministry of Agriculture and HBOR, a new financial instrument called Working Capital for Rural Development has been launched providing the funding for liquidity needs at favourable terms and conditions for farmers, entities processing agricultural products and those operating in the forestry industry whose...
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The EIF guarantee under the EGF will be used for directly approved loans under current HBOR loan programmes contracted until the available funds have been disbursed in full, and no later than 31 December 2022: Youth, Female and Start-up Entrepreneurship, Private Sector Investment and Working Capital Main Terms and Conditions BENEFITS OF...
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TO WHOM THE MEASURE IS INTENDED Rescheduling of existing loan obligations is made possible for all HBOR's loan beneficiaries that are unable to carry out their planned activities due to the COVID - 19 outbreak, regardless of whether the loan was approved directly, via commercial bank or leasing company, respectively. WHAT DOES RESCHEDULING...
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1. Borrowers Micro, small and medium-sized entrepreneurs (SMEs) in accordance with the Small Business Promotion Act, including natural persons performing a registered activity (crafts businesses, sole traders, family farms) and mid-cap entrepreneurs (from 250 to 3000 employees) who were not in difficulties on 31 December 2019 Entrepreneurs...
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Temporary framework measure in cooperation with 6 commercial banks for the financing of current operating expenses (so-called idle mode), purchase of raw materials and settlement of obligations towards suppliers (except for loan obligations towards commercial banks and other financial institutions). Intended to micro, small and medium-sized companies as well as mid-cap companies that can prove negative consequences of the COVID-19 pandemic on their business operations.
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Interim measure within the framework of the loan programme Working Capital, for the financing of current operations and settlement of short-term liabilities, intended for micro, small and medium-sized enterprises in certain activities of the tourism industry that can provide evidence of negative consequences on their businesses caused by the COVID-1 pandemic. Receipt of applications suspended on 5 June 2020 as the available subsidies have been exhausted.
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Interim measure within the framework of the loan programme Working Capital, for the financing of current operations and settlement of short-term liabilities, intended for business entities in wood processing and furniture production industry that may provide evidence of negative consequences on their businesses caused by the COVID-1 pandemic. It is applied to applications received in HBOR until 30th June 2021 or until available subsidies have been exhausted.
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Temporary measure under the Working Capital loan programme for the financing of current business operations and the settlement of short-term obligations intended for business entities that can prove negative consequences of the COVID-19 pandemic on their business operations. It is applied on applications received by HBOR until 30 June 2022 or until the available subsidy funds have been exhausted.
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