International cooperation

HBOR is Croatia’s promotional and development bank. We pay special attention to establishing and maintaining successful relations with international financial institutions, development banks, export credit agencies and commercial banks. Interlinking internationally with financial institutions globally we are able to timely exchange best practices in the development finance and export finance as well as EU, OECD and other institutions influential to the functionality of the finance sector.


At the core of product and services provided are numerous loan programs, export credit insurance products (ECA activities) and export guarantees. HBOR maintains a wide network of correspondent and current account relations and can offer customary instruments of foreign exchange transactions to its clients. Having this in mind, HBOR has a vast know how in both domestic development financing as well as Trade Finance products.


Furthermore, HBOR cooperates with local international chambers of commerce in Croatia, embassies and offices of foreign financial and multilateral institutions as well as associations such as the Croatian Chamber of Commerce and the Association of Croatian Exporters. Naturally, we continually communicate with the relevant ministries in Croatia to foster trade with other nations and regions. Additionally, we communicate and complement overall multilateral economic co-operation of the Republic of Croatia by participating and supporting national delegations at the World bank and IMF as well as EBRD meetings. Through all of these cooperations, we tend to foster growth of the Croatian economy, economic cooperation between Croatia and other nations that foster exports and mutual economic benefit.


HBOR is an active member of international associations that aim in improving financing various spheres of economy and improve access to finance without distorting the markets but rather complimenting and stimulating them. For example in the areas of SME (NEFI), long term financing (ELTI), public financing (EAPB), global collaboration in development (IDFC), export insurance (Prague Club of the Bern Union) and business practices growth (BACEE).


In this respect, HBOR complements the Republic Croatia and Ministry of Finance by providing expert assistance and participates at the Export Credits Group of the Council of the European Union meetings. Based on the importance of governmental or national economic delegations, HBOR participates to support businesses in their effort to finance international trade and exports.


Our Office contact:


International and Export Strategy
Strossmayerov trg 9,
10000 Zagreb
Croatia – EU

Tel: +385 1 45 91 750
Fax:+385 1 45 91 527



Memberships details:

EAPB (The European Association of Public Banks)

  • association that represents interests of financial institutions and agencies in state ownership in relation to the EU legislation bodies


ELTI (European Association of Long-Term Investors)

  • gathers financial institutions that are active in long-term financing of public and private sector


BACEE (Banking Association for Central and Eastern Europe)

  • association with the objective of establishing banks with financial institutions of Central and Eastern Europe



  • gathers export credit agencies with an aim to foster cross-border cooperation and exports


NEFI (Network of European Financial Institutions for SMEs)

  • gathers European financial institutions which share a public mission to facilitate the access to finance for SMEs by offering them financial services and expertise



  • gathers development institutions from Central and Eastern Europe and China Development Bank (CDB) with an aim to foster cooperation, investments and exports


UNEP-FI (United Nations Environment Programme Finance Initiative)

  • gathers financial sector with an aim to promote awareness of key environmental and social issues with respect to sustainable financing


IDFC (International Development Finance Club)

  • Association devoted to global development with emphasis on climate change, infrastructure, social development, poverty reduction, environment protection and green projects.





  • the world’s largest professional, non-profit association that brings together investors in capital or private equity funds as well as fund managers


EVFIN (European Venture Fund Investors Network)

  • an informal platform for dialogue and cooperation that brings together 22 public investors from 18 European countries with the aim to exchange information and best practices among members, contribute to public debate in the European Union and explore measures for creation of more sustainable private equity and venture capital markets in the EU



  • a collaborative initiative launched by the EIF in 2016, which promotes knowledge sharing and best practices between the EIF and national promotional institutions (NPIs) or banks (NPBs) across EU Member States. Its goal is to enhance access to funding for SMEs and midcaps, support the defragmentation of equity markets, and match national, EU and private sources of funding. HBOR is one of the founding members of the initiative.


International multilateral institutions:








Signed Co-operation Agreements

HBOR signed over 50 cooperation agreements that facilitate access and exchange of information on export markets and widen our horizons of operation, HBOR has confirmed the strength of its international network for the benefit of Croatian business, exports as well as our partners globally, thereby placing HBOR and Croatia on the global arena of relevant promotional banks.





Signing date
AlgeriaCompagnie Algérienne d’Assurance et de Garantie des Exportations (CAGEX) 23.09.2003
ArgentinaInvestment and Foreign Trade Bank (BICE) 01.10.2001
AustriaOesterreichische Kontrollbank AG (OeKB) 12.01.2005
Bahrain, Kingdom ofABC International Bank19.01.2011
Belarus, Republic ofEximgarant of Belarus30.12.2009
Bosnia and HerzegovinaInvestment Guarantee Agency (IGA) 24.05.2002
BulgariaBulgarian Export Insurance Agency (BAEZ)18.02.2004
BulgariaBulgarian Development Bank 29.04.2010
ChinaChina Development Bank Corporation (CDB)16.03.2011
ChinaChina Export & Credit Insurance Corp. (SINOSURE)26.05.2005
Czech RepublicExport Guarantee and Insurance Corporation (EGAP) 08.09.2006
EgyptExport Credit Guarantee Company of Egypt (ECGE)30.04.2002
Egypt, Arab Republic ofExport Development Bank of Egypt (EDBE)01.12.2010
EstoniaCredit and Export Guarantee Fund (KredEx)25.03.2010
FranceBNP Paribas07.09.2007
FranceUnion de Banques Arabes et Francaises (U.B.A.F.)03.04.2007
GermanyKreditanstalt für Wiederaufbau (KfW) 16.04.2003
GreeceExport Credit Insurance Organization (ECIO)30.10.2013.
HungaryHungarian Export Credit Insurance (MEHIB)14.05.2002
HungaryHungarian Export Import Bank14.05.2002
IndiaExport Credit Guarantee Corporation of India (ECGC)13.11.2002
IndiaExport-Import Bank of India29.12.2000.
IndonesiaAsuransi Ekspor Indonesia (ASEI)11.04.2003
IranExport Guarantee Fund of Iran (EGFI)21.05.2003
IranExport Development Bank of Iran (EDBI)21.05.2003
ItalyCassa depositi e prestiti (CDP)19.10.2011
ItalyServizi Assicurativi del Commercio Estero (SACE) 14.04.2002
Italy/LibyaBanca UBAE18.02.2014
JapanJapan Bank for International Cooperation (JBIC)19.06.2007
JordanJordan Loan Guarantee Corp. (JLGC)20.02.2005
Korea, Republic ofExport-Import Bank of Korea (KEXIM)06.04.2006
Korea, Republic ofKorea Export Insurance Corporation(KEIC )06.04.2006
LatviaALTUM (former Hipoteku banka)16.09.2013
LebanonThe Lebanese Credit Insurer (LCI)03.06.2011
Republic of North MacedoniaMacedonian Bank for Development Promotion (MBDP)04.12.2001
MontenegroInvestment and Development Fund of Montenegro20.03.2012
MoroccoSociété Marocaine d’Assurance à l’Exportation (SMAEX)28.09.2004
NorwayGaranti-Instituttet for eksportkreditt (GIEK)10.10.2006
PeruCorporación Financiera de Desarrollo S.A. (COFIDE)06.06.2004
PolandExport Credit Insurance Corporation (KUKE)12.09.2002
QatarQatar Development Bank22.04.2009
RomaniaEximbank Romania12.09.2002
Russian FederationVnesheconombank & EXIMBANK OF RUSSIA09.09.2005
Russian FederationBank for Foreign Trade (Vneshtorgbank)17.09.2004
Russian FederationSberbank of Russia13.11.2013
SlovakiaExport-Import Bank of Slovak Republic22.01.2002
SloveniaSID Bank30.10.2001
TunisiaCompagnie Tunisienne pour l’Assurance du Commerce Extérieur (COTUNACE) 30.09.2004
TurkeyExport Credit Bank of Turkey (TURK EXIMBANK)06.12.2005
UKExport Credits Guarantee Department (ECGD)12.08.2002
UkrainePJSC "ECA" Ukraine26.08.2022
UkraineThe State Export-Import Bank of Ukraine (UKREXIMBANK)14.07.2005
USAExport-Import Bank of the United States13.02.2002
USAMultilateral Investment Guarantee Agency (MIGA)04.10.2004