If you are an exporter and do not meet the requirements for the insurance of liquidity loans prescribed in the Programme for the Portfolio Insurance of Liquidity Loans for Exporters – Covid-19, you can submit an application under the Programme for the Individual Insurance Policy of Liquidity Loans for Exporters – Covid-19 that is implemented by HBOR as the insurer for and on behalf of the Republic of Croatia as one of the measures of the Government of the Republic of Croatia intended to provide support to the economy (hereinafter: the Insurance Programme).