If you are, as an exporter, confronted with the need for guarantees issued in favour of your foreign buyers as a condition for entering into or performing export contracts, and if you are at the same time not able to offer usual or sufficient collateral to your bank required for the issuing of a guarantee, you can enter into a contract with HBOR providing insurance of guarantees.


All commercial banks in the Republic of Croatia and Hrvatska banka za obnovu i razvitak can be beneficiaries of insurance policies provided that they have experience in the guarantee business.