Loan Programme for Financing Foreign Buyers / Buyers’ Banks (full text of the Programme)
All terms and conditions under this Programme are in accordance with the Rules of the OECD Consensus.
Loan Programme for Financing Foreign Buyers / Buyers’ Banks (full text of the Programme)
All terms and conditions under this Programme are in accordance with the Rules of the OECD Consensus.
Pursuant to the Conflict of Interest Prevention Act (Official Gazette of the Republic of Croatia Nos. 26/11, 12/12, 126/12, 57/15) and all subsequent changes and amendments, restrictions are in force on lending to business entities whose ownership interests are owned by public officials and their family members. The provisions of these restrictions are deemed a constituent part of HBOR loan programmes. The full wording of the restrictions can be found at: Restrictions on Lending to State Officials.
Benefits for exporter:
Loan amount
Disbursement period
Repayment period
The first instalment matures 1, 3, 6 or 12 months after the loan repayment start date depending on the selected manner of repayment and the type of export transaction.
Fixed interest rate |
CIRR + margin Margin on CIRR ranges from 0.2%, depending on the creditworthiness of the buyer/bank, the export transaction and the importing country.
|
Variable interest rate |
LIBOR/EURIBOR + margin Margin depends on the creditworthiness of the buyer/bank, the importing country and the export transaction. |
0.5% one-off, charged on the contracted loan amount
0.25% p.a. charged on the undisbursed loan amount
bank guarantee
kreditiranje(at)hbor.hr