If you are an exporter and need a loan for the financing of liquidity because you are facing difficulties resulting from the pandemic caused by the COVID-19 virus, you can apply to your bank for a loan with an up to 90% principal loan coverage under the Portfolio insurance of liquidity loans for exporters Covid-19 that is implemented by HBOR as the insurer for and on behalf of the Republic of Croatia as one of the measures of the Government of the Republic of Croatia intended to provide support to the economy (hereinafter: the Insurance Programme).