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COVID - 19 measures

Moratorium, rescheduling of existing loan obligations towards HBOR, approval of new favorable loans for liquidity

Portfolio insurance policies (guarantees) as collateral for loan approval

For maintaining the level of economic activity, liquidity of economic operators and preserving jobs

The European Commission confirmed HBOR’s portfolio insurance scheme for liquidity loans

The European Commission confirmed HBOR's portfolio insurance scheme for liquidity loans with a lending potential of HRK 6 billion. Coverage of up to 50 percent...

Further Benefits under Working Capital Loans

Besides moratorium on and rescheduling of obligations, HBOR offered a new measure to entrepreneurs in the form of working capital loans at favourable terms and...

Moratorium for more than 1000 HBOR’s clients

Due to the adverse impacts of the COVID – 19 (coronavirus) pandemic on the economic performance, it can be expected that many entrepreneurs will need...

SUPPORT FOR ENTREPRENEURS TO MITIGATE ADVERSE IMPACTS OF COVID-19 (CORONAVIRUS) PANDEMIC

In order to mitigate the adverse impacts of COVID-19 (coronavirus) pandemic, HBOR will implement new measures aimed at maintaining the level of economic activity, keeping the...

news and events

HBOR – Driver of Innovation and Sustainable Growth of Croatia

12.02.2020.

News

Additional HRK 212.8 million for energy efficiency

17.01.2020.

News

Easier Access for SMEs to Working Capital for Exports

10.12.2019.

News

how to get loan?

step 1/8

Start from our web page

Select the loan programme which suits you best, depending on whether you need to finance an investment, working capital, require restructuring or investment co-financed out of the EU funds.

step 2/8

Select the manner of application submission

Check whether the selected loan programme is implemented only through commercial banks or directly via HBOR. Loan terms and conditions for you are equal.

step 3/8

Submit the loan application

The application is to be submitted where you arrange a loan.

step 4/8

Assessment of loan application

Loan application is processed after the receipt of entire documentation through financial, technical and legal assessment.

step 5/8

Loan application decision

Decision on approval is made by the Credit Committee or the Management Board of HBOR depending of the amount of the loan.

step 6/8

Signing of the Contract and fulfilment of conditions precedent

When the decision on loan approval has been made, the Loan Contract is prepared, in which all terms and conditions of approval, disbursement and repayment of the loan will be defined.

step 7/8

Loan disbursement

Loan disbursement is made on the basis of the Request for loan disbursement. Request for loan disbursement has to be accompanied by issued invoices of suppliers/contractors.

step 8/8

Loan repayment

The repayment is made in accordance with the repayment plan that you will receive upon the expiry of the loan disbursement period.

COVID - 19 measures

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how to get loan?